Should you chase the highest returns or build a balanced portfolio? In this post, we break down key investment concepts like risk-adjusted returns and diversification using simple analogies and real data. Learn why the smoothness of your investment journey matters just as much as the destination—and how a diversified portfolio can help you stay the course through market ups and downs.

In recent years, the rise of financial influencers, or "FinFluencers", has transformed how individuals approach retirement planning. Platforms like Instagram, YouTube, and TikTok have become hubs for financial advice, with FinFluencers offering insights on building a retirement corpus, achieving financial independence, and more. However, while their content is engaging and accessible, it's crucial to critically assess the accuracy and applicability of their advice.