Recently, some reels went viral where a portfolio management firm declared that a 40-year-old media personality (@ sonia shenoy) needs a 40Cr corpus. This obviously is out of reach for a very large fraction of the population. The problem with setting such high targets for people is that their quality of life will suffer in an attempt to save excessively. Some of our clients reached out, trying to understand whether they need to update their retirement plans. That prompted us